Suffering a workplace injury can lead to pain, stress, and financial strain. In Missouri, workers’ compensation is designed to ease those burdens by providing specific benefits to injured employees. If you’ve been hurt on the job, it’s important to understand what you may be entitled to—and how a law firm like T.K. Thompson & Associates can help guide you through the process.

Key Benefits of a Missouri Workers’ Compensation Claim

1. Medical Care

 One of the primary benefits is coverage for medical treatment related to your injury. This includes doctor visits, hospital care, physical therapy, prescription medications, and necessary medical equipment. Your employer or their insurance company typically selects the healthcare provider.

2. Temporary Total Disability (TTD) Benefits

 If your injury prevents you from working for a period of time, you may qualify for TTD benefits. These are wage replacement payments equal to two-thirds of your average weekly wage, up to a state-set maximum.

3. Temporary Partial Disability (TPD) Benefits

 If you're able to return to work with restrictions and are earning less than before, TPD benefits may apply. These supplement your wages during your recovery.

4. Permanent Partial Disability (PPD) Benefits

If your injury causes lasting limitations but doesn’t prevent you from working entirely, you may be eligible for a lump-sum payment based on the severity and location of your impairment.

5. Permanent Total Disability (PTD) Benefits

If you're unable to return to any form of gainful employment, PTD benefits provide lifelong weekly payments. In some cases, a lump-sum settlement may be negotiated instead.

6. Death Benefits

For fatal workplace accidents, surviving dependents—such as spouses or children—may receive weekly death benefits and funeral expenses up to a certain limit.

How T.K. Thompson & Associates Can Help

The Missouri workers’ compensation system can be complex, and employers or insurance companies may not always act in your best interest. At T.K. Thompson & Associates, we help Missouri workers understand their rights, navigate their claims, and pursue full and fair compensation. Whether you’re filing for the first time or appealing a denial, our legal team is here to support you.