Accidents can happen anywhere, but when they occur in the workplace, it can be particularly concerning. As a resident of Missouri, it's important to understand what exactly counts as a work accident and how you can protect yourself if one occurs. In this blog post, we will explore the criteria for defining a work accident in Missouri and what steps you should take if you find yourself in this unfortunate situation.

 In Missouri, a work accident is typically defined as an unexpected event that occurs during the course of employment and results in injury or illness to an employee. This can include slip and falls, machinery malfunctions, exposure to harmful substances, or even repetitive strain injuries. It's important to note that not all injuries sustained at work are considered work accidents. For example, if you were engaged in horseplay or acting recklessly when the injury occurred, it may not be covered under workers' compensation.

If you have been injured on the job and believe it qualifies as a work accident, it's crucial to report the incident to your employer as soon as possible. Under Missouri law, you have 30 days from the date of the accident to notify your employer of your injury. Failure to do so could result in a denial of your workers' compensation claim. Your employer is then required to provide you with a list of approved healthcare providers where you can seek treatment for your injuries.

When seeking medical treatment for a work accident in Missouri, it's important to keep detailed records of all medical appointments, treatments received, and any expenses incurred as a result of your injury. These records will be vital when filing a workers' compensation claim and may also be used as evidence if your case goes to court. Additionally, make sure to follow all medical advice given by your healthcare provider to ensure a smooth recovery process.

If your workers' compensation claim is denied or disputed by your employer or their insurance company, you have the right to appeal the decision through the Missouri Division of Workers' Compensation. It's recommended that you seek legal representation from an experienced workers' compensation attorney who can help navigate the appeals process and ensure that your rights are protected. Remember that time limits apply when filing an appeal, so it's best to act quickly if you believe you have been wrongfully denied benefits.

Understanding what counts as a work accident in Missouri is essential for protecting yourself in case of an injury on the job. By familiarizing yourself with the criteria for defining a work accident, reporting incidents promptly, seeking appropriate medical treatment, and knowing your rights when filing for workers' compensation benefits, you can ensure that you receive the support and care you need during this challenging time.

If you find yourself facing obstacles in obtaining workers' compensation benefits for a valid work accident, don't hesitate to reach out to T.K. Thompson & Associates who can advocate on your behalf. Stay informed and stay safe at work!